Critical Illness Insurance – Meaning

Critical illness insurance

This policy is designed to pay the sum insured if the insured is found to have a critical illness contracted during the period of insurance and insured survives critical illness for at least 30 days from the date of its discovery. The critical illness may be cancer, coronary artery bypass graft surgery, myocardial infarction, end stage renal failure, major organ transplant, stroke, paralysis, heavy valve replacement surgery, end stage liver disease, loss of limbs, loss of speech, major burns, coma, Alzheimer’s disease, blindness, Parkinson’s disease, deafness or multiple sclerosis.

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