Mediclaim Policy (Individual) – Meaning

Mediclaim Policy (individual)

This policy provides for reimbursement of hospitalization/ domiciliary hospitalization expenses for illness or disease suffered or accidental injury sustained during the policy period. The liability in respect of all claims admitted during the period of insurance shall not exceed the sum insured for the person. The policy pays the following expenses incurred under the following heads.

1. Room, boarding expenses in the hospital or nursing home.
2. Nursing expenses
3. Specialist fees.
4. Anesthesia, blood, oxygen, Operation Theatre Charges, Surgical Appliances, Medicines and drugs, Diagnostic materials, and X Ray, Dialysis Chemotherapy, Radiotherapy. Cost of Pacemaker, Artificial Limbs and cost of organs and alike expenses.

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