Overseas Medical Policy – Meaning

Overseas medical policy

This policy provides for payment of medical expenses in respect of illness suffered or accident sustained by Indian residents during their overseas trips for specified purposes. Indian residents who undertake the following trips are eligible to insure under this type of insurance policy.

1. Business and official purposes
2. Holiday purpose
3. Employment
4. Studies
5. Accompanying spouse and children of the person who is going abroad
6. Foreign nationals who are working in India for Indian employers of Multinational Organization getting their salary in Indian rupees, covering the official visits abroad provided they are undertaken on behalf of their employees.

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